January 1, 2020
Throughout this notice, the terms “Company”, “we,” “us,” and “our” refer to Joe Morten & Son, Inc. while the term “you” refers to any user of this site, including prospective insureds, current and former insureds, claimants, applicants for employment, and employees.
Insurance Applicants and Insureds
We collect information about you so that we can advise you about insurance products and services, submit your application for insurance to underwriters, process your insurance transactions, administer or service your policy, and operate our business. We collect personal information that we receive from you and we receive from others. Our goal is to limit the collection and retention of your personal information to what is necessary for those purposes. Please click here for further information about personal information we collect about current, former, and prospective insureds.
Claimants and Beneficiaries
If you are a claimant or beneficiary making a claim under a policy, we will collect information necessary to process your claim, including your contact information along with claim details. Please click here for further information about what personal information we may collect about claimants and beneficiaries
Applicants for Employment and Employees
If you are an applicant for employment, we will collect information necessary to process your application. If you are an employee, we will collect information necessary to administer your employment benefits and manage your employment with the Company. Please click here for further information about personal information we collect from employment applicants and employees.
Insurance Applicants and Insureds
We may use your personal information to consider your application for an insurance policy and related services or products or for other business purposes as allowed by law. We may use it to communicate with you, your representatives, and others to underwrite, assess and evaluate risk. We may further use your personal information to prevent and detect fraud, unauthorized transactions, or other financial crimes and to comply with applicable laws and regulations such as those relating to money laundering, sanctions and anti-terrorism or to satisfy other legal or regulatory requirements. We may also use personal information to collect and process your premium and other payments.
We may use your personal information to communicate with you, verify your identity, respond to your inquiries or complaints, and provide you with requested information or services. We may use personal information to send you important information and alerts about changes to our policies, information about our other products and services or for administrative purposes. We may also use your personal information for internal business operations such as auditing, finance and accounting, billing and collections, data management and security, and records management or other business purposes as allowed by law. Personal information may be used to respond to law enforcement requests, subpoenas and court orders, and to respond to requests from government authorities and regulators and to comply with applicable laws. We may also use your personal information if we believe it necessary to establish and protect our legal rights, protect our operations, privacy, safety or property, and/or that of our affiliate companies, you or others.
Claimants and Beneficiaries
If you are a claimant or beneficiary, we may use your personal to assist your policy underwriter in administration, investigation, litigation and/or potential settlement of your claim. We may use your personal information to communicate with you, your representatives, and others to process your claim. We may further use your personal information to report, prevent and detect fraud, unauthorized transactions, or other financial crimes and to comply with applicable laws and regulations such as those relating to money laundering, sanctions and anti-terrorism or to satisfy other legal or regulatory requirements. Personal information may be used to respond to law enforcement requests, subpoenas and court orders, and to respond to requests from government authorities and regulators and to comply with applicable laws. We may also use your personal information if we believe it necessary to establish and protect our legal rights, protect our operations, privacy, safety or property, and/or that of our affiliate companies, you or others.
Applicants for Employment / Employees
If you are an applicant for employment or an employee, we may use your personal information to perform our legal and contractual obligations as an employer, to develop our business, and to improve the performance of the Company. Our use of your personal information includes determining the terms of your employment; confirming your legal right to work in the United States; confirming your residence; payroll processing; salary and benefits administration, including enrollment in various benefit plans; attendance monitoring, including vacation, absence and sick/leave administration; determining performance requirements; conducting regular performance reviews and assessments; managing performance records; assessment of qualifications and competencies; conducting the recruitment process, including interviews and testing; managing employee travel and expense report administration; processing termination; assuring network and information security; monitoring your use of company information systems; preventing fraudulent or criminal activities; investigating employment complaints; administering employee discipline; investigating and administering workers’ compensation claims; conducting data analytics studies; and other uses in accordance with Company policies and the law.
You may also provide information through your use of technology when you access and interact with our website or mobile application(s) (“sites”) through your computer, tablet or mobile device. We may collect information you provide to us through forms on our sites such as applications and log in pages. In addition, we may also collect information about your visits so that you may access certain services and so that we may better understand the interests of those that visit our sites. If applicable, when you use our mobile applications or visit our sites from a mobile device, like a smartphone, we may also collect additional information from your device, including your location, device identifier, and information about your mobile network. We may use a variety of tracking technologies to collect information, including without limitation the following:
We may use third-party analytics services, like Google Analytics and Google Tag Manager, to collect, monitor and analyze visitor data (such as Browser Log Data, cookies and other tracking data), and trends for marketing optimization and to increase the functionality of our website and mobile applications. These services may track details about your online activities over time and across different websites. These services may also allow us and others to provide you with targeted advertisements or other content that you may be interested in based on your online activities.
The Google Analytics service tracks and reports website traffic and provides us insight into behavior information relating to visitor age, gender and interests. Google Analytics Demographics and Interest Reporting give us insight into behavior to help us understand browsing behavior and give you a better experience when you visit our website. You can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads using the Ads Settings.
These third-party services have their own privacy policies addressing how they use such information. If you want to prevent your data from being used by Google Analytics, you may wish to take advantage of Google Analytics' currently available opt-outs for the web. We use Google Tag Manager to capture certain non-individually identifiable customer traffic data, including: time spent on page, pdf file downloads, video activity (plays, pauses, percent of video watched, etc.), scroll depth (how far down a webpage a user scrolls), and social actions taken on a website (shares and outbound links to social channels).
If you would like to learn more about targeted ads that may be based on your online activities, and the choices that you may exercise for certain sites and advertisers, you may wish to visit the Network Advertising Initiative at www.networkadvertising.org or the Digital Advertising Alliance at www.digitaladvertisingalliance.org.
“Do not track” is a technology that enables users to opt-out of tracking by websites they do not visit. We do not disclose personal information to third parties for their own marketing purposes. Additionally, we do not collect personal information from your online activities over time and across other websites or online services and we do not allow third parties to use these technologies on our sites. Because we do not use these technologies, we currently do not monitor, respond or take any action to web browser “do not track” signals or other similar mechanisms.
The security of your personal information is important to us, and we strive to implement and maintain reasonable, commercially acceptable, security procedures and practices appropriate to the nature of the information we store, to protect it from unauthorized access, destruction, use, modification, or disclosure. We restrict access to personal information about you to who need to know the information in order to provide products and services to you. Unfortunately, no data transmission over the internet or electronic database can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us in accordance with the “contact us” section below.
You are also responsible for taking reasonable steps to protect your personal information against unauthorized disclosure or misuse. We recommend you utilize the latest, updated version of your web browser. It is important that you create a strong password and protect against unauthorized access to your user name, password and your computer. You should not share your user name and password and be sure to log out and close your browser when you have completed your session.
Only persons that are the age of majority in your jurisdiction or older have permission to access our website or mobile applications. Our website and mobile applications are not designed for, or target to, children under the age of 13. We do not knowingly collect, use, or disseminate personal information from children. If you are a parent or guardian and you learn that your child has provided us with personal information, please contact us and we will promptly delete it. If we become aware that we have collected personal information from a child without verification of parental consent, we will take steps to remove that information from our servers as quickly as possible. If you believe that we might have any personal information from or about a child, contact us at 1-800-497-1854 or send your written request to us at Joe Morten & Son, Inc. ATTN Privacy Officer, 1100 West 29th Street, South Sioux City, NE 68776 or via email at email@example.com
Our website and mobile applications are directed to residents of the United States. Residents of other countries should not use our websites or mobile applications. If however, you are located outside of the United States and chose to provide personal information to us please note that we transfer the information to the United States and treat the information there in a manner consistent with United States law. The data protection laws in the United States may differ from those of the country in which you are located, and your personal information may be subject to access requests from governments, courts, or law enforcement in the United States.
You may have other privacy protections under applicable state laws. To the extent these laws apply, we will comply with them when we collect, use and share information about you.
For Insurance Customers in AZ, GA, MA, ME, MN, MT, NC, NJ, OH, OR and VA:
We may collect and share your personal information with non-affiliates without your prior authorization as stated in this Privacy Notice and as permitted by law. Information we obtain from a report prepared by an insurance-support organization may be retained by that insurance-support organization and disclosed to others. In general, you have a right to learn the nature and substance of any recorded personal information about you in our files. You also have a right to obtain a copy of that information, subject to limited exceptions. To access the information about you, send a signed written request to us at the following e-mail or postal address: Joe Morten & Son, Inc., ATTN Privacy Officer, 1100 West 29th Street, South Sioux City, NE 68776 or via email at firstname.lastname@example.org and include your name and address, along with your policy or account number, if any. For your protection, we may use reasonable means to verify your identity prior to sending you this personal information. If you believe that any information about you is inaccurate, you may notify us in writing about any correction, amendment, or deletion you believe should be made. We will carefully review your request and, where appropriate, make the necessary change. We are unable to change the information that other companies, like credit reporting agencies provide to us.