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Umbrella Insurance

    We offer excess limits for our truck insurance policyholders to guard against unforeseen, catastrophic losses. It provides higher limits in addition to the General Liability, Truck Liability (Auto Liability) and/or Employers Liability Policy, and it gives you additional coverage.

    Commercial Excess Liability Coverage lets you add to the dollar limit of your underlying liability policy up to the amount of additional coverage purchased — with the option of up to $5 million total in coverage. Your underlying liability policy doesn’t change other than its dollar limit, and its terms and conditions still apply.

    An excess limits policy for a trucking company provides additional coverage beyond the limits of your existing liability policy. Excess coverage includes, but is not limited to:

    • Liability coverage for bodily injury;
    • Property damage;
    • Advertising mistakes, libel, and slander claims;
    • Personal injury claims; and
    • Pollution coverage.

    Protecting your assets is a fundamental part of managing your trucking business. An excess limits policy helps you do just that. It is designed to protect trucking companies from large losses that could undermine their financial stability.

    Plus, when you carry excess insurance limits, your shippers will have an assurance that they are dealing with a well-protected carrier while you get financial peace of mind.