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Cargo Insurance Coverage

    Commercial vehicle cargo insurance (sometimes called Freight, Transport or Shipping Insurance) protects you against the loss of freight.

    Truck cargo insurance covers the freight (or commodity) you’re hauling as a for-hire trucker. It protects you against liability for cargo that is lost or damaged due to fire, collision, theft, reefer breakdown, something hitting your load, etc. A motor carrier is liable if the cargo they are handling is damaged, lost, or destroyed. Cargo Coverage, sometimes referred to as truck cargo coverage or inland marine coverage, provides you financial protection to cover the cost of the cargo, cleanup, pollution removal, and more. Many clients require for-hire truckers to carry Cargo Coverage to insure their loads while you’re transporting for them.

    Our policies are some of the best in the industry, and they’re backed by our fast and efficient claim service. If you were to have a claim, our unique claims-handling process helps us to minimize your loss because we make recovery and salvage of your cargo our priority.


    Hired Auto Cargo Coverage

    Hired Auto Cargo Coverage extends your protection to cargo loads where you must hire a tractor to deliver your loads (that are under a bill of lading). This is for when:

    • You borrow or rent an additional truck,
    • You ask another truck driver who has limited (or no) freight insurance to haul a portion of your cargo, or
    • You work with another motor carrier to trip lease and haul freight under your authority.


    Infidelity & Dishonesty Coverage 

    An Infidelity & Dishonesty Coverage endorsement adds freight insurance to cover losses due to the dishonesty of an employee or an owner-operator driver while the cargo is on or in a truck or trailer.