OFFERING TRUCKING INSURANCE SINCE 1936

Commercial Auto Liability insurance is at the heart of every commercial truck insurance policy. Sometimes it is referred to as Trucking Liability. It is the part of your truck insurance policy that responds when your truck is involved in an accident with another party. Auto Liability can safeguard your business by covering the cost of damage to other people’s vehicles and property, medical expenses related to the accident, and your legal defense if your company is sued.  LEARN MORE

Physical Damage insurance is the part of your trucking insurance policy that covers your commercial truck and equipment when you have an accident. It pays to fix or replace the tractors, trailers, and equipment you own or lease that are damaged in a crash. It covers your truck 24/7.  LEARN MORE

Cargo insurance, sometimes referred to as freight or inland marine insurance, provides financial protection for motor carriers that haul freight and commodities on behalf of their clients.

Cargo insurance provides coverage for damage to freight and cargo by fire and collision, as well as other perils you face while on the road, such as hitting, running over, or striking your load.

It activates when covered cargo is damaged or lost while you are transporting it under a bill of lading or shipping receipt. It also insures cargo when it is being loaded, transported, and unloaded, and while you’re at a terminal or dock waiting for the recipient to sign for it.  LEARN MORE

A General Liability policy for a trucking business covers customer injury on your property, customer property damage at your business, advertising injury, products and completed operations, fire legal liability on rental property, and erroneous delivery of products coverage. Through Great West Casualty Company, Joe Morten & Son also offers options to add Garagekeepers coverage and Employee Benefits Liability coverage.  LEARN MORE

We offer a Workers Compensation policy that is focused on helping motor carriers and fleet owners protect your biggest assets — your employees and drivers. Our focus on accident reduction, claims management, and service means you have a team on your side to help you protect your employees as well as your trucking business if an injury occurs on the job. Joe Morten & Son also offers Occupational Accident coverage with flexible options.  LEARN MORE

Excess Commercial Truck insurance coverage provides additional protection for your business. It kicks in when your primary coverage limits have been exhausted. Excess coverage adds an important layer of protection to shield your trucking business against catastrophic losses.  LEARN MORE

Owner-Operator insurance is specifically designed to protect owner-run trucking businesses. It includes coverage for your dual responsibilities as both a motor carrier and a driver. Your Great West truck insurance policy is tailored to your risks based on whether you’re operating under lease to a motor carrier or operating under your own authority. We can even fill gaps left by motor carrier insurance by including Cargo coverage, Equipment coverage, and Non-Trucking Use coverage in your policy. And, to make it easy, we offer Choice Coverage^® Plus —all the coverage Owner-Operators need, bundled into one complete package.  LEARN MORE

Joe Morten & Son offers specialty Commercial truck insurance coverage to address the needs of specific trucking operations or cargo. This includes insurance policies tailored to cover the unique liability risks that bulk commodity carriers, freight brokers, and freight forwarders face.  LEARN MORE

The Joe Morten & Son team is experienced at evaluating the risk financing options available to your operation. They’ll help you explore techniques to manage both your exposure to risk and the cost of your Commercial Truck insurance coverage. From captives and self-insured retention to guaranteed cost, large deductible, and excess limits policies, we’ll help you find the best options to finance your risk.  LEARN MORE